3210 COTTONWOOD LN

KEARNEY NE, 68845
3 Bed
3 Bath
3 Garage
3,706 Sqft

About 3210 COTTONWOOD LN

MLS ID#20261021
Listing courtesy of: HOME Real Estate of Kearney
Contact information: 308-234-1080


Location, location, location!! This executive ranch offers an exceptional setting with a secluded site and premier views overlooking Cottonmill Lake. The property includes owned shoreline with direct access, a private dock, and a boat lift suitable for small craft. The acreage is heavily treed with multiple mature varieties that are professionally sprayed and trimmed annually. A small grove of Catalpa trees, thoughtful landscaping, and abundant wildlife further enhance the appeal of this unique lake property. The home has received extensive updates and upgrades. The basement was fully remodeled in 2024 and features all new Andersen windows and sliding doors. The main floor was remodeled by Paul Jackson in 2010 and 2012, reflecting quality craftsmanship and cohesive design. Custom window coverings throughout the home were provided by Drapery Den. A 22-kW full-house standby generator, approximately six years old, provides automatic backup power for all major systems. The exterior consists of board-and-batten cedar siding with real stone accents, repainted in 2024. The roof is a 50-year impact-resistant material. Windows and doors on the main level are primarily Pella, with two exceptions. HVAC is a geothermal closed-loop heat pump system with an integrated air-quality component. The home includes two 50-gallon water heaters, two wood-burning fireplaces, and a 1,500-gallon septic system replaced within the last several years. Underground sprinklers serve the area surrounding the home. The custom kitchen features cherry cabinetry with a maple finish, granite countertops, soft-close hardware, and extensive storage. Overall, the property reflects high-quality construction, thoughtful modernization, and exceptional ongoing maintenance consistent with executive-level lakefront homes.

Facts & Features

Bedrooms
3 Bedrooms
Bathrooms
3 Bathrooms
Garages
3
Sqft (Total)
3,706 Sqft
Sub Division
NE
Year Built
1979
Style
Ranch
School District
Elementary
Middle School
High School

Interior

CoolingGeoThermal
Fireplacesn/a
Other FeaturesGarage Door Opener
HeatingGeoThermal
Appliancesn/a

Exterior

RoofAsphalt
Exteriorn/a
Other Featuresn/a
Garage TypeAttached
Garage Spaces3

Mortgage Calculator

Est. Mo. Payment:   $1,234.00

Loan Payment
$0000.00
Mortgage Insurance
$0000.00
Taxes
$0000.00
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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

The data relating to real estate for sale or rent on this web site comes in part from participation in IDX of one or more Multiple Listing Services. The listing broker is shown on each property’s page. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information copyright 2026.

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