20 SPENCER Circle

COUNCIL BLUFFS IA, 51503

3 Bed

1 ½ Bath

2 Garage

2,196 Sqft

Sold

$290,000

Est. Mortgage $1,345.00 / mo

About 20 SPENCER Circle

MLS ID#26-869

Listing courtesy of: Real Broker LLC

Contact information: (855) 450-0442

Welcome To 20 Spencer Circle! This Incredibly Well Maintained & Beautifully Updated 3 Bedroom Home w/ A 4th Bonus Room Offers 2,196 Finished Sq. Ft. Of Comfortable Living Space In A Private Setting With No Backyard Neighbors. Spacious Living Room Filled With Natural Light, Full Dining Room Perfect For Entertaining, And Stunning Hardwood Floors. Updated Kitchen w/ Ample Cabinet Space & Functional Layout w/ Eat-In Dining Space. Three Bedrooms on Main Floor + Updated Bathroom. Finished Lower Level Features A Large Family Room, Half Bathroom, Flexible Living Space, And 4th Bonus Room For Guests, Office, Or Workout Room. Step Outside to Enjoy the Large Back Deck, Flat Spacious Lot + Privacy. Features 2 Car Garage, Storage Shed, And Pride Of Ownership Throughout!

Facts & Features

Bedrooms
3 Bedrooms

Bathrooms
1 ½ Bathroom

Garages
2

Sqft (Total)
2,196 Sqft

Sub Division

Year Built
1962

Style
Ranch

School District
Council Bluffs

Elementary
Hoover

Middle School
Gerald W Kirn

High School
Abraham Lincoln

Interior

Cooling	Central Air,Electric
Fireplaces	n/a
Other Features	Extra Built-ins, Tile Floor, Wood Floors

Heating	Forced Air,Natural Gas
Appliances	n/a

Exterior

Roof	n/a
Exterior	n/a
Other Features	n/a

Garage Type	Detached
Garage Spaces	2

Mortgage Calculator

Est. Mo. Payment: $1,234.00

Loan Payment

$0000.00

Mortgage Insurance

$0000.00

Taxes

$0000.00

Home Price

Down Payment

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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

The data relating to real estate for sale or rent on this web site comes in part from participation in IDX of one or more Multiple Listing Services. The listing broker is shown on each property’s page. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information copyright 2026.

20 SPENCER Circle

About 20 SPENCER Circle

Facts & Features

Interior

Exterior

Mortgage Calculator

Est. Mo. Payment: $1,234.00

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